Other Payments
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This page is to address the need of other payment types to DMS.
From the ToDo List [[1]]
on the payments, would be nice someday to offer additional choices for the occasional paypal-phobes (e.g. paypal, google, amazon, CC, etc)
As of 2011-02-28, DMS only accepts payments from PayPal.
Options
- PayPal
- Google Checkout
- Amazon
- Credit Card
PayPal
What is the current rate charged by PayPal?
Google Checkout
- Easy to get started
- "Buy Now" Button Generator
We need:
- A Google Account
- Someone to setup Google Checkout (Pretty easy & straight forward)
Pretty Button:
Amazon
- Somewhat easy to setup
- "Buy Now" button generator
Credit Card
- Difficult to startup
- Cheapest transaction rates
To directly accept credit cards, DMS will have to setup a merchant account with a bank offering a credit card processing gateway.
Some large banks that offer a credit card gateway:
- Chase
- First Data
- Mercury Payment Systems
- Fifth Third
- Costco(?)
Recently, VISA and MasterCard have teamed up to ensure customer security. These requirements on merchants are called PCI-DSS (Payment Card Industry-Data Security Standards) and outline specific security and privacy best practices. There are certain levels of PCI certification depending on how many transactions a company generates. The highest level is PCI-DSS Level I, which will require an investment in excess of $100,000 in resources to obtain proper certification.
The interfaces required to implement credit card processing range from SOAP, XML, HTTP POST, to TCP/IP, and even lower level protocols. IMHO, between the first 4 banks, Chase is easiest to implement with.
